Lease Purchase
An alternative to paying a deposit at the beginning of the period is paying a lump sum at the end. This is called a deferred payment, or sometimes referred to as a balloon payment and it will also reduce monthly instalment. Deferred payments can be flexible to suit individual requirements.
The disadvantage with this method is the value of the car when the lump sum is due. For example, the car may be worth £3,000.00 and the deferred payment may be £3,500.00 in which case you may pay £500.00 more than the car is worth.